Earnest

Earnest is another one of the more established student loan refinance companies. They have some of the best rates as well. Many people have found that Earnest gave them the best rate when shopping around for the best company for them. Their rates are generally around 2.6% – 6.3%.

One of the nice things about Earnest is their custom loan terms. For instance, you can look for an exact loan term even down to the month or shop by payment amount. You may find the best loan for you is 7 years and 3 months, who knows? Shorter terms generally have better interest rates and their tool gives you the flexibility to find the perfect rate, payment and loan term for you!

If you click this link, they will give you $300 if you refinance with them!

Refinance with Earnest

SoFi

SoFi is one of the more established student loan companies. They are known for having solid rates and great customer service. Generally, their rates are going to be 2.6%-7% with the lower rates for short term variable rate loans.

SoFi also allows medical residents to refinance. This is a great option even though the rates likely won’t be as good as they will be after residency. You would be smart to refinance now and then refinance again after finishing your training.

If you use the link on this page, SoFi will give you a $300 credit when you refinance your student loan!

Refinance With SoFi