Student loan refinancing can be confusing. You need help and that’s what we’re here for! We have articles on who should refinance, who shouldn’t refinance, reviews of student loan refinance companies, and lots of other great information!

Should I Refinance?

Refinancing student loans is a great option for almost everyone. You can usually get a lower payment and pay off your loans more quickly through refinancing. Most federal student loans are set at 6.8% and some private loans are much higher. Many people can refinance at 3-4%. If you can refinance at a much lower…

Who Shouldn’t Refinance?

Ok, the last post made me sound like a big cheerleader for refinancing student loans. I am a big cheerleader of refinancing for almost everyone. The math just works out. Lower interest rate = lower payments or shorter loan term and saves you alot of money in the long term. I said almost everyone, though.…

Credible

Credible takes a unique approach to student loan refinancing. They don’t refinance any loans themselves, they are basically a marketplace that gives you loan options from multiple different banks. This can be especially helpful for people who don’t have the best credit or who might have been rejected by other lenders. You will see options…